The questions below can help you make sense of your family plan options.
When you’re ready, you can shop plans here
How to choose a new family plan
How many care visits do you expect?
Think about how many doctor appointments your family may need over the next year. A quick estimate can help you find the right level of coverage.
Do you need prescription drugs?
Medications can be expensive. If your family takes them often, you should see how your prescription drugs are covered and what your cost share will be.
Do you have a preferred care network?
Choosing a plan with a smaller network can give you a smaller monthly premium — but you could pay more for out-of-network services. Pay attention to the doctors in network options.
Can you handle surprise expenses?
As a new parent, ask yourself how many financial surprises you can take on. Your comfort with unpredictable medical expenses may help you determine what type of plan to get
Can you get financial assistance?
You may be eligible for help to pay premiums and out-of-pocket costs. Your household income and other details will confirm what help you can get.
Want to learn the lingo?
Knowing how health insurance works and what coverage terms mean can help you make the best choice for your family. Learn more here.
Shop Family plans
Now you’re ready to find a plan that helps you and your family stay on top of your health — and meets your budget.
Still have questions?
We’re here to answer them.
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